Raccoon Explains Money · Personal Finance, Made Simple

Your Paycheck Didn't Shrink.
So Why Does It Buy Less?

Most money advice is either too complicated to finish or too hyped to trust. Raccoon explains it with bottle caps and trash instead — and somehow, it actually makes sense. Twenty minutes with him and you'll understand your money better than most adults do.

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Book One is ready today. Books Two–Ten, checklists, and the app are on the way.
RACCOON
EXPLAINS
MONEY
Raccoon Explains Money mascot holding a coin beside trash bags of savings
The Problem

Money Advice Isn't Built For Actual Beginners

You're not bad with money. You were just never handed an explanation that didn't assume you already understood it.

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The Jargon Wall

APY, amortization, cost-push inflation — most explainers assume you already speak finance. If you don't, you're stuck googling the words inside the explanation.

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Hype Instead of Honesty

Half of what's out there promises you'll be rich by Friday. The other half is a 45-minute lecture. Neither one actually gets you to open a savings account.

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No Follow-Through

You watch one video, nod along, feel briefly smarter — and then what? No worksheet, no next step, nothing that connects back to your actual bank account.

What Waiting Actually Costs

Compounding Doesn't Pause While You Figure This Out

Inflation doesn't wait for a convenient month. Interest doesn't hold off until you feel ready to invest. The explainer you skipped because it looked boring? That was the two minutes that would've told you why your own savings account is quietly losing ground right now.

Every month spent confused is a month compounding works against you instead of for you — and the gap between "someday" and "today" is exactly where most people stay stuck.

$0.965
WHAT $1.00 SITTING IN A 0.5% SAVINGS ACCOUNT IS REALLY WORTH
AFTER ONE YEAR OF 4% INFLATION.

Raccoon has more numbers like this. All of them cited, none of them made up.
How Raccoon Fixes This

One Raccoon. One Trash Metaphor. Every Concept Finally Lands.

Book One is ready to buy today. Everything else — join the list below and be first to know.

Raccoon holding a bottle cap, representing the ebook series
Book One Available Now

The Ebook Series

"Raccoon's Guide to Money" — ten short, plain-English guides, one per topic. Real cited sources (BLS, Federal Reserve, CFPB), zero jargon, a worksheet in every book.

Buy Book One — $17
Raccoon checking off a worksheet, representing the checklists
Coming Soon

The Checklists

Quick-start worksheets pulled straight from each guide — budget templates, emergency fund calculators, debt payoff trackers. Print it, fill it in, done.

Raccoon planting a sapling, representing the upcoming app
Coming Soon

The App

Raccoon in your pocket. Track your own caps and trash — goals, deadlines, and the same simple logic from the books, minus the pen and paper.

The Full Series

Ten Topics. Ten Bottle Caps. One at a Time.

Every cap below is a book. Gold means it's ready today — the rest unlock as they're finished. Join the list to hear the moment each one drops.

1
Inflation
Available
2
Budgeting
Coming Soon
3
Saving & Emergency Funds
Coming Soon
4
Credit & Debt
Coming Soon
5
Interest & Growth
Coming Soon
6
Investing Basics
Coming Soon
7
Taxes 101
Coming Soon
8
Retirement Basics
Coming Soon
9
Side Income
Coming Soon
10
Scams & Predatory Products
Coming Soon
Available Right Now

Book One: Inflation

The only book in the series that's finished and ready today. No waitlist, no "coming soon" — just the book, instantly.

1
$17

One-time payment · instant download

  • ✓ Full ebook — "Raccoon's Guide to Money: Inflation"
  • ✓ Real cited sources (BLS, Federal Reserve, CFPB)
  • ✓ Built-in worksheet & glossary
  • ✓ Instant download after purchase
Buy Book One — $17
Free While You Wait

Get the Trash Can Budget Reset — Free

Three quick checklists to stop your money leaking out, sent straight to your inbox. Plus first access and founding-member pricing on Books Two–Ten, the full checklist library, and the app as each one ships.

Already bought Book One? You're first in line either way.
Questions

Before You Go

Is this financial advice?

No — Raccoon is an educator, not an advisor. Everything here is built to help you understand your own money, not to tell you what to do with it. For decisions specific to your situation, talk to a licensed professional.

What if I only want the Inflation ebook?

That's exactly how it works right now — Book One is the only thing for sale today, no bundle required. Everything else (Books Two–Ten, checklists, the app) is join-the-list only until it's actually built.

When do the rest of the books come out?

We're not rushing a release calendar just to hit dates — each book gets the same research and worksheet treatment as Book One. Join the list and you'll hear about each release the moment it's ready, no purchase required to sign up.

When does the app launch?

No exact date yet, because we'd rather ship it right than ship it fast. Join the list and you'll get first access the moment it's ready, at no extra cost.